R 365


Investment Planning Intermediate 2020


Investment Planning Intermediate 2020

Investment Planning is a wide and complex arena to play in.  Most aspects are out of our control.  It is for this reason that we must investigate and study the things that are within our control, understand them and then create structures and frameworks within which we can advise clients.

Investment Planning concepts spill over to Retirement Planning because we apply Investment Planning frameworks and structures to create a Retirement Planning strategy.

An investment strategy will be successful if we deeply understand the client, their needs, and their wants and we follow a process consistently.  A major part of Investment Planning is managing behaviour, not just getting the asset allocation right or choosing the right fund manager.

It is important to align yourself with the right product providers, follow the right process and to construct portfolios that are truly diversified and that is aligned with the client’s goals and the identified constraints.

If this is what you want for your business and your clients, then this is the course for you.

What to expect

We examine specific elements of Investment Planning:

  • The importance of a house view;
  • Role of Due Diligence;
  • Information required to do Investment Planning;
  • Objectives and constraints;
  • Asset Allocation;
  • Constructing a portfolio;
  • True diversification;
  • Impact of fees;
  • Value adding propositions;


  • Basic knowledge of investment planning;
  • Good understanding of investment and retirement products;
  • Eagerness to learn.

Difficulty Level

The course is rated as Intermediate, as it is expected that you have a good understanding of the basics already.  You will greatly benefit from this course and have more knowledge and skills to grow your practice and to increase the value you offer your clients.  We go into detail and therefore this is not an introductory course.  It is an intermediary course that may include some introductory elements.

Who must enrol in the course

  • Financial Planners & Advisers;
  • Broker Consultants who want to provide enhanced value to their panel;
  • Paraplanners;
  • Sales and Branch Managers;
  • Franchise Principals;
  • Key Individuals;
  • Support staff that helps with the Financial Planning process;
  • Students studying for a NQF5, 6, 7 or 8 qualification in Wealth Management / Financial Planning.

CPD Points

  • Total CPD points on successful completion: 3
  • Approval number:  FPI19060021

Course Information

Estimated Time: 3.5 hours

Difficulty: Intermediate


Categories: Professional Knowledge.

Course Instructor

Francois du Toit, CFP® Author

Francois du Toit, CFP® holds a B. Com degree in Risk Management as well as the Post-Graduate Diploma in Financial Planning. He is an avid miniature figure painter with a passion for helping others succeed and for professionalising the Financial Services Industry. He holds the certification of CERTIFIED FINANCIAL PLANNER® or CFP® in good standing with the Financial Planning Institute of Southern Africa as well as being a registered Tax Practitioner with them and SARS. Francois offers a unique and powerful proposition to businesses employing Financial Advisers and Broker Consultants that leads to significant improvement in production and reduced advice risk. His practical experience, success, technical knowledge and understanding the challenges and opportunities in this field, ensure immediate practical application in the target market. Francois has designed and created very successful online courses for the Financial Planning Institute and has trained hundreds of financial planners, advisers and other trainers for among others Old Mutual, PPS, Liberty, Iress and atWork. His ability to answer questions that relate to practical on-the-ground issues is what sets him apart from traditional trainers who may not have been in practice.