R 440
EX. VAT
Investment Advice in Practice A Guide for Financial Advisors
Online
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CPD Accreditation detail
Professional Body: IOBSA
CPD hour allocation: CPD Hours (online learning): 4.5 CPD hours
CPD registration number: IOB260
Course description:
In this course we examine how financial advisors can structure appropriate investment solutions for clients in the retail mass market. Advisors will gain an understanding of how to assess client needs, select suitable investment vehicles, consider the tax implications of investment products, and manage the risks associated with investment advice. The course also explains how advisors should construct investment strategies and review client portfolios to ensure that long-term financial goals remain achievable.
The following topics will be covered in this course:
The role and responsibilities of financial advisors in investment planning under FAIS and Treating Customers Fairly
- Understanding client financial goals, time horizons and investment objectives
- Assessing a client’s financial position, affordability and existing financial commitments
- Risk profiling and behavioural factors influencing investment decisions
- Overview of investment vehicles available in South Africa and their key features
- Understanding single premium investments and when they are appropriate for clients
- Retirement annuities as a retirement planning tool and Regulation 28 considerations
- Tax implications of investment products, including interest, dividends and capital gains
- Understanding investment costs and their impact on long-term returns
- Key investment risks that must be considered when advising clients
- Constructing appropriate investment strategies using diversification and asset allocation
- External economic factors that influence investment performance
- Monitoring and reviewing investments to ensure client objectives remain achievable
- Communicating with clients during market volatility and maintaining long-term investment discipline
- Practical case studies illustrating real investment advice scenarios
By the end of this course, you will be equipped with the knowledge to structure tax-efficient investment strategies and recommend suitable investment solutions that align with your clients’ financial goals and risk profiles.
