CPD Accreditation detail

Professional Body: IOBSA

CPD hour allocation: CPD Hours (online learning): 3 CPD hours   

CPD Accreditation Number: IOB235

COURSE DESCRIPTION 

Good ethics are the foundation of a successful and trustworthy financial practice. While adhering to the General Code of Conduct is essential, true professionalism goes beyond compliance, it’s about consistently acting in the best interests of clients, maintaining transparency, and fostering long-term trust.

Yet, ethical dilemmas can arise in any advisory role. Pressure to meet sales targets, client expectations, or market uncertainties may tempt even well-intentioned advisors to take shortcuts. In some cases, the "right thing" isn’t always clear.

In this course, you’ll explore what it means to be an ethical financial advisor and why ethical excellence is key to long-term success. You’ll gain insights into core ethical principles, how to go beyond the minimum regulatory requirements, and strategies for navigating common ethical challenges.

The following topics will be covered in this course:

• Understanding Business Ethics: Why They Matter in Financial Advising
• Core Principles for Maintaining Ethical Integrity
• Challenging Justifications: How to Make Ethical Decisions Under Pressure
• Recognising and Reporting Unethical Conduct in the Financial Industry
• Going Beyond Compliance: Elevating Ethical Standards in Financial Advising
• Balancing Client Interests with Business Goals: Ethical Decision-Making in Practice
• The Role of Transparency and Honesty in Building Long-Term Client Trust
• Conflicts of Interest: How to Identify and Avoid Ethical Pitfalls
• Ethical Considerations in Sales and Commission-Based Advisory Services
• Protecting Client Confidentiality: Data Security and Ethical Responsibility
• Handling Ethical Dilemmas: Practical Case Studies and Solutions
• The Impact of Ethical Leadership in Financial Services

By the end of this course, you’ll have a strong ethical framework to guide your decisions, ensuring you uphold integrity while delivering exceptional client service.